Where to find private mortgages
All mortgages are filed with the county
All mortgages are filed with the county to be enforced. When a mortgage is filed with the court, the county recognizes the mortgage debt and will allow the mortgage holder or mortgage lender to foreclose on the property if the mortgage borrower defaults on mortgage payments.
Private mortgage notes lenders also file their private mortgages with the courthouse for their own protection in case the private mortgage borrowers don't make private mortgage payments in a timely manners.
Once a mortgage (private mortgage or otherwise) is filed with the county, the mortgage information becomes public record. You can view all these mortgage records during office hours.
Some counties still have their records including land records on paper so a private mortgage investor will have to browse through tons of paper records. Other counties have them on microfiche. Some counties, although not too many, have them on computer and some even put them on the Internet (rare).
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